G.O. MS. NO. 92, DT:16-08-2021.TSGLI REVISED Slab RATES IN RPS-2020.
TSGLI PREMIUM ను ఉద్యోగి వయసు 56 సంవత్సరాల వరకు ప్రీమియం పెంచుకోవచ్చు (గతంలో ఇది 53 సంవత్సరాల వరకే ఉండేది)క్రింద తెలిపిన విధంగా DDO లు ఆగస్టు 2021 నుండి క్రింది విధంగా కచ్చితంగా ఉద్యోగుల జీతం నుండి మినహాయింపు చేయాలి TSGLI సమాచారం ముఖ్యమైన ఉత్తర్వులతో:2020 రివైజ్డ్ స్కేల్స్ అనుసరించి TSGLI స్లాబు రెట్లు సవరించడం జరిగింది.
(G.O.Ms.No.91 తేది:16-08-2015)
☀️ from Rs.19000 to Rs.242800-Rs.750
☀️ from Rs.24281 to Rs.310400-Rs.1000
☀pay from Rs.31041 to Rs.42300-Rs.1250
☀️ from Rs.42301 to Rs.51320-Rs.1700
☀️ from Rs.51321 to Rs.71000-Rs.2000
☀️ from Rs.71001 &162070 -Rs.3000
స్లాబురేట్ల పైన కాకుండా బేసిక్ పే పై 20% వరకు ప్రీమియం చెల్లించవచ్చు.
(G.O.Ms.No.26 తేది:22-02-1995)
సరళీకరరించిన ప్రతిపాదన దరఖాస్తును ప్రవేశపెట్టడం జరిగింది.(G.O.Ms.No.189 తేది:10-07-2013)
మున్సిపల్ ఉద్యోగ,టీచర్లకు కూడా ఈ పథకం వర్తిస్తుంది.ఎయిడెడ్ టీచర్లకు వర్తించదు. (G.O.Ms.No.25 తేది:03-03-2011)
21 సం॥ పైన 56 సం॥ లోపు వయస్సు గల రాష్ట్ర ప్రభుత్వ మరియు పంచాయతీరాజ్ ఉద్యోగులు,10 సం॥ సర్వీసు
పూర్తిచేసిన వర్క్ చార్టెడ్ ఉద్యోగులు తప్పనిసరిగా తమజీతాల నుంచి రికవరీ చేసి పాలసీబాండ్ పొందాలి.
* గర్భిణీలు ప్రసవించిన 6 నెలల తరువాతే భీమాకు అర్హులు.
* ప్రస్తుతం పాలసీ చెల్లిస్తున్నవారు 48 సం॥ దాటినవారు మరోపాలసీ 56 సం॥ల వయస్సు వరకు మాత్రమే తీసుకోవచ్చును. (Memo.No.29335/342/A2 తేది:05-03-2010 & G.O.MsNo.92 తేది:17l6-08-2021)
* అప్రెంటీస్ వ్యవస్థ రద్దుకావడం వల్ల 1సం॥ వరకు వేచి వుండకుండా మొదటి నెల జీతంతో మినహాయించవచ్చు.
(G.O.Ms.No.199 తేది:30-07-2013
* ఉద్యోగుల జీతాల నుంచి ప్రీమియం మినహాయించి, ప్రతిపాదనలు స్వీకరించి, వాటిని జిల్లా కార్యాలమునకు పంపవలసిన బాధ్యత DDO లకు ఉంది.
(G.O.Ms.No.43 తేది:21-01-1989)
(G.O.Ms.No.368 తేది:15-11-1994)
* పాలసీ నెంబర్ మరియు నామిని వివరాలు విధిగా సర్వీసు రిజిస్టరులో నమోదు చేయించాలి.
* TSGLI ప్రీమియంకు సెక్షన్-80సి ప్రకారం ఆదాయపు పన్ను నుండి మినహాయింపు కలదు.
* సం॥కి 9% వడ్డీతో 90% వరకు లోన్ సౌకర్యం కల్పిస్తారు.
* Sum Assured 10 లక్షలు దాటిన సందర్భంలో గుడ్ హెల్త్ సర్టిఫికెట్ మరియు Non Availment on leave on medical ground certificate సమర్పించాలి.
* బాండ్ పై లాస్ట్ ప్రీమియం డేట్ స్పష్టంగా వ్రాయబడి ఉంటుంది.ఆ ప్రకారం డిడక్షన్స్ ఆపివేయాలి. ఇన్సూరెన్స్ మాత్రం రిటైర్మెంట్ వరకు కొనసాగుతుంది. www.tsgli.telangana.gov.in
G.O. MS. NO. 92, DT:16-08-2021.
Public Services–Telangana Government Life Insurance Scheme Endowment Policies-Enhancement of Age of superannuation from 58 to 61 years and introduction of Telangana State Revised Pay Scales, 2020-Increase of Maximum Insurable Age under TS Government Life Insurance Scheme from (53) years to (56) years and decrease of minimum insurable age from 21 to 19 years and Revision of Rates of Compulsory Premium with reference to Revised Pay Scales, 2020 – Orders – Issued.
1. Under the existing rules, the Telangana Government Life Insurance Department issues the Endowment Insurance Policies to the Government employees based on the maximum insurable age of 53 years and these policies will mature on the insured attaining the age of 58 years. In the reference 2nd and 3rd read above, the compulsory premium rates under the policy have been revised as and when the Revised Pay Scales were implemented to the State Government Employees based on the recommendations of the successive Pay Revision Commissions and the existing rates are prescribed in the reference 6th read above.
2. In the reference 5th read above, the Government enhanced the age of superannuation of the State Government employees from (58) years to (61) years and in the reference 9th read above, the Government have issued orders introducing the Revised Pay Scales, 2020.
3. In the circumstances reported by the Director of Insurance, Telangana, Hyderabad in the reference 10th read above, Government after careful examination, hereby order that the maximum Insurable age under the Telangana Government Life Insurance Scheme be increased from 53 years to 56 years andminimum insurable be decreased from 21 to 19 years. As such, the insurable age as on next birth anniversary shall be 19 to 56 years and the rates of compulsorypremium under the scheme shall be revised as detailed below and accordingly issue the following instructions:-
i. All the employees who are within the insurable age, must increase their premiums as per the revised rates specified above and submit requisite ‘Proposal Form', after recovery of first premium from the salary at the revised rates and take a policy from the Insurance Department.
ii. Whenever the premium is recovered (first/enhanced) the proponent has to submit the proposal form to the Insurance Department through D.D.O concerned and policies have to be obtained. Worth of total proposal forms submitted should be equivalent to total premium paid. Policy bonds can be downloaded from the department website i.e., www.tsgli.telangana.gov.in.
iii. Unless proposal form is submitted and policies obtained, the employees will not get Insurance coverage for the premium paid. In other words, at any point of time, Total premium = Worth of total proposal forms submitted = Worth of total policies obtained = Total Insurance coverage.
iv. An employee who is already a policy holder of TSGLI having Policy/ Policies, and is aged below (56) years can enhance the premium for additional policies. However, he should submit his application in the prescribed proforma before he actually attains the age of 56 years. In other words, deduction of premium (fresh/enhanced) and submission of proposal form both should take place before he/she actually attains the age of 56 years. Under any circumstances proposal shall not be accepted if the applicant has already attained the age of 56 years on the date of submission of his application, notwithstanding the fact that the amount was already deducted in the monthly pay bills. Such amounts shall be treated as unauthorized amounts and refunded to the individual following the usual procedure.
v. In partial modification to the orders in the reference 1st read above, an employee who has put in (3) years continuous service, if he/she desires to pay more premium than slab rates may be allowed to contribute up to 20% of his/her basic pay (or) Rs 20,000/- per month including all policies premium whichever is less subject to submission of medical examination reports, at the discretion of the Director of Insurance.vi. An employee who is already a subscriber of the Fund but is aged above (56) years cannot increase the Premium for additional policies. However, in respect of these employees, recovery of existing premium shall continue for the existing policies till the original date of maturity of the said policies (Last Premium due).
vii. The minimum term of Policy should be (5) years i.e., Maximum age at entry shall not be more than (56) years.
viii. The 'Sum Assured Table' issued in the G.O.4th read above be replaced by a new table Annexed to this order. The Director of Insurance, Telangana shall take necessary action in this regard.
ix. Necessary amendments to the Telangana Government Life Insurance Fund Rules shall be issued separately.
4. These orders shall come into force with effect from the date of issue of this G.O and the above revised premium rates shall be recovered from the pay of August, 2021, payable on 01.09.2021.
5. The Drawing and Disbursing Officers concerned are solely responsible for effecting the recovery of revised premiums from all the eligible employees (i.e.who are in the age group of 19-56 years) from the pay of August, 2021, duly forwarding the requisite proposal forms and obtaining the requisite policies from the Insurance Department. If the fixation is delayed for any reason, the premium shall be recovered only from the month of drawal of pay fixation arrears and in such case, no arrears of premium shall be collected.
6. Subsequent to acceptance and approval of the proposal forms submitted, policy bond can be downloaded from the department website i.e., www.tsgli.telangana.gov.in.
7. To ensure proper implementation of the Scheme, the HODs / DDOs are requested to follow the above instructions scrupulously.
8. The Director of Treasuries and Accounts, the Director of Works Accounts and the Pay & Accounts Officer, Telangana shall issue suitable instructions to all the District Treasury Officers/Treasury Officers/ Pay & Accounts Officers under their control, to ensure that the above revised premium rates with reference to new pay slabs are implemented from the pay of August, 2021 payable on 1.9.2021 and ensure cent percent coverage of eligible employees under Telangana Government Life Insurance Scheme. The District Treasuries and Sub-Treasuries / Pay & Accounts Officers (works), and the Pay and Accounts Officer, T.S., Hyderabad should verify the collection of premium as per the slab rates before passing the salary bills.
9. The Director of Insurance, Telangana, shall ensure that policies are issued to all the subscribing employees expeditiously after the requisite proposal forms are received in his department duly following the normal procedure.
10. All the Departments of Secretariat / Heads of Departments are requested to issue suitable instructions to their subordinate offices to ensure that all eligible employees are brought under the ambit of the Telangana Government Life Insurance Scheme.
