Application for exemption to Home loan/Personal Loan installment and Impact of Corona Moratorium Loan EMI Postponement - Get Complete Details Here
ఇంటి లోన్, పర్సనల్ లోన్ EMI నెలసరి ఇంస్టాల్ మెంట్ ను మూడు నెలలు వాయిదా వేసుకునే వెసులు బాటు ఇచ్చిన రిజర్వ్ బ్యాంక్ దీని కోసం ఖాతా దారులు తమ బ్యాంక్ కు ఈ మేల్ ద్వారా అప్లికేషన్ పత్రం పంపాల్సి ఉంటుంది. ఈ అప్లికేషన్ ఫారం ను మరియు అన్ని బ్యాంక్ లకు పంపవలసిన చిరునామా ( ఈ మేల్ ఐడీ ) లను కొరకు క్రింది లింక్ పై క్లిక్ చేయండి.
పంపిన తర్వాత మీకు వెరిఫికేషన్ మెసేజ్ వస్తుంది. ఎందుకైనా మంచిది ఈ మేల్ పంపే ముందు వెరిఫికేషన్ చేసుకోండి.
EMI POSTPONE DRAFT LETTER
Date:
Station
To
HDFC Bank
Subject: EMI Waiver of 3 Months Due to COVID 19 Effect.
Sir/Mam !
This is With Referance to My Personal Loan which Is going from your bank.we have taken Personal Loan in the month of _____ / _____ (Year). We have taken Loan On CUSTOMER NAME: .......................
......................... My PAN Card No is........................ And my loan account number is: ...........................
I am requesting You to hold my 3 month future EMI As per the recent guidelines by RBI declared on 27th March 2020.
Requesting you to Kindly do the Needful.
Thanks & Regards,
CUSTOMER NAME
Impact of Corona Moratorium Loan EMI Postponement - Get Complete Details Here
SBI Alert! SBI Bank announces 3-month EMI moratorium. Check how it impacts your loan
Here're key points of SBI 3-months moratorium:
State Bank of India's (SBI) moratorium on loan EMIs. These are details as published on the bank's website.- SBI has initiated steps to defer the installments and interest/EMIs on Term Loans falling due between 01.03.2020 to 31.05.2020 .
- Accordingly, the total repayment period will be extended by 3 months over the original repayment period.
Effecting deferment of EMI/NACH/Refund may take approximately 7 working days
However, here's the part that you would like to know. How will the EMI pause affect your loan? Will you have to pay extra for
your loan if you opt for EMI deferment?
Impact of Deferment as per SBI NOTICE: To enable you to take an informed decision, we furnish hereunder the impact of deferment:
Interest shall continue to accrue on the outstanding portion of the Term Loan during the moratorium period. The possible impact of the extension of the repayment period has been explained below:
Impact in case of Auto Loan – For a loan of Rs.6 Lacs with a remaining maturity of 54 months the additional interest payable would be Rs.19,000 approx. equal to additional 1.5 EMIs.
Impact in case of Home Loan – For a loan of Rs.30 Lacs with a remaining maturity of 15 years, the net additional interest would be approx. 2.34 Lacs equal to 8 EMIs.
Below Bank Details for Who are Running Unsecured Business Loan.
EMI Postpone draft model Letter And All Banks E-mail IDs
TATA CAPITAL
To - customercare@tatacapital.com
CC - pankhaniya@tatacapital.com
Edelweiss
To - homeservice@edelweissfin.com
CC - zahid.mohammed@edelweissfin.com
BAJAJ Finserv
To - wecare@bajajfinserv.in
CC - sonpal.garg@bajajfinserv.in
RBL Bank
To - customercare@rblbank.com
CC - Sudeep.Khinvsara@rblbank.com
SCB Bank
To - customer.care@sc.com
CC - shivsundar.pandey@sc.com
Axis Bank
To - customer.care@axisbank.com
CC - amit208.kumar@axisbank.com
Indusind Bank
To - Darshan.Gotpagar@indusind.com
CC - Darshan.Gotpagar@indusind.com
Deutsche bank
To - premium.care@db.com
CC - patel.kira@db.com
Rattanindia
To - wecare@rattanindia.in
CC - shailesh.zagade@rattanindia.in & urmil.badami@rattanindia.in
IIFL
To - reach@iifl.com & reach@indiainfoline.com
CC - vikas.talreja@iifl.com
Aditya Birla
To - care.finance@adityabirlacapital.com
CC - ravindra.katke@adityabirlacapital.com
Neogrowth
To - helpdesk@neogrowth.in
CC - mehal.gandhi@neogrowth.in & shivani.sinha@neogrowth.in & kuldeep.s@neogrowth.in
Magma
To - sujit.ghorpade@magma.co.in
CC - saifulla.khan@magma.co.in
Clix Capital
To - covid19.moratorium@clix.capital
CC - manish.chhabra@clix.capital
Fullerton India
To - namaste@fullertonindia.com & ccrc@fullertonindia.com
CC - pradeep.tiwari1@fullertonindia.com & nilesh.mankame@fullertonindia.com
Shriramcity
To - grievance@shriramcity.com & customercare@shriramcity.com
CC - vinit.dixit@shriramcity.com
IDFC First Bank
To - customer.care1@idfcfirstbank.com
CC - pankajkumar.s@idfcfirstbank.com
HDFC Bank
To - loansupport@hdfcbank.com
CC - prashant.aldangadi@hdfcbank.com
Indiabulls
To - service_dhani@indiabulls.com
CC - shah.aa@indiabulls.com
ICICI Bank
To - customer.care@icicibank.com
CC - roopam.bhandare@icicibank.com
Kotak Mahindra Bank
To - nilesh.anam@kotak.com
CC -nilesh.anam@kotak.com in
Click below to download of SBI Letter to be sent by Email
Download SBI Application Letter
Formats Download:
Annexure - I Deferment of Recovery of Instalment/EMI through NACH. Application can be downloaded or handwritten.
Annexure - II NACH Mandate
Annexure - III List of State/UT specific Email ID
Annexure - IV FAQ COVID-19 SBI Relief Measures
